Digital khata that retires your paper register forever
Track every udhaar automatically. Send WhatsApp reminders that actually work. PDF statements on demand. Credit limits and overdue tracking. Ninety-five percent recovery rate.
Nafaa Digital Khata replaces the traditional paper udhaar register with a bilingual digital ledger. It automatically sends WhatsApp payment reminders to customers, generates professional PDF statements, tracks credit limits and overdue amounts, and delivers a proven ninety-five percent recovery rate.
Everything you need, nothing you don't
Bilingual ledger
Every entry in English and Urdu. Customers see receipts in their language.
WhatsApp reminders
Automatic gentle reminders on due dates. Customers appreciate the professionalism.
PDF statements
Professional monthly statements. Send with one tap. Perfect for wholesale accounts.
Overdue tracking
See exactly which customers are overdue and by how much. Prioritize collection.
Credit limits
Set per-customer credit limits. System warns before extending credit beyond safe amounts.
Complete history
Every khata entry preserved forever. Never worry about lost or torn pages again.
Why WhatsApp khata reminders actually work
A paper reminder gets lost. A phone call feels aggressive. But a polite WhatsApp message with the exact amount and a payment link? That gets paid. Ninety-five percent of the time.
- Culturally appropriate polite tone
- Includes exact balance and last transaction
- One-tap payment link via JazzCash or Raast
- Escalating reminder sequence (day 3, 7, 15, 30)
- Automatic pause on payment
- Customer never feels harassed
Numbers that tell the story
Questions about Digital Khata
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